Legal Protection for Consumers of Payment Users Through the OVO Application. Kainawa: Jurnal Pembangunan dan Budaya, [S. l.], v. 5, n. 1, p. 55–63, 2023. DOI: 10.46891/kainawa.5.2023.55-63. Disponível em: https://jurnal.kainawa.id/index.php/knw/article/view/65.. Acesso em: 8 feb. 2026.